The holidays are here, and in addition to the stress of getting everything else done, I'm always confused about who to tip or gift.  Garbage Men?  Teachers?  Hairdressers?  Lawn Crews?  Housecleaners?  Who to tip - and then of course, how much?   I found a couple of handy articles that might help steer you in the right direction too. 

The first is called The Ultimate Holiday Tipping Guide which I found on CNN Money.  This one contains a handy chart that give you a list of people to consider tipping as well as an accepted $ range.  I found this especially helpful. 

The second is The Fine Art of Holiday Tipping, which I found on MSN.  This one focuses a little more on NYC, but still has some useful inormation even if you don't live there.

Happy Holidays!