All the personal finance gurus say it is important to review your credit reports at least annually. This website makes it easy. No more waiting for the credit reports to arrive in the mail. Answer a few questions and get them right on your screen. You can order a free credit report annually from each of the three credit reporting companies.

Tip: don't subscribe to the expensive credit monitoring services like TrueCredit or Identity Guard, just stagger your credit report requests throughout the year. Then you can review one every 4 months.

Want more family finance tips?  Take a look at a free way to monitor your finances with Mint.com, a great job search website called indeed.com, financial calculators for families recommended by the Wall Street Journal, evaluate charities with Charity Navigator and a bunch of personal finance websites that will help you keep your hard earned cash!